11 03, 2015

Cognitive dissonance: “Remittances”

2016-11-16T10:46:29+00:00March 11th, 2015|Categories: Bitcoin, Electronic Wallet, Micro Collaboration, Next Payments, Payments|Tags: , , , |

When considering a new car you suddenly start seeing the car you fancy everywhere. There are not suddenly more cars of the particular brand and model driving around, but you [...]

16 04, 2014

My take on human mental (in)abilities

2016-11-16T10:46:36+00:00April 16th, 2014|Categories: Adaptability, Balance Group vs Individual, Collaborability, Decision Making, Human Abilities, Human Nature, Individuals, My take on humans, Psychology, Sociology, Trust|Tags: , , , , , , , |

Human nature and our abilities are intertwined with collaborability. My statements about them are scattered all over Red Planet Dust. I wondered if a consistent image would arise when I would collect my statements.

7 04, 2014

The “aggressive cancer” of high-frequency trading

2016-11-16T10:46:36+00:00April 7th, 2014|Categories: Decision Making, Updated posts|Tags: , , , , |

High-frequency trading makes it apparent that in stock and other financial trading computer decision making is out pacing humans in speed and quality. Three issues spring to mind: (1) The impact of efficiency of markets on collaborability, (2) Our societal relationship with technology and (3) Decision making is shifting from humans to computers.

2 04, 2014

Value Chain Myopia: Payments’ 4 corner model

2016-11-16T10:46:37+00:00April 2nd, 2014|Categories: Business Development, Strategy|Tags: , , , , , , , , , |

As (value chain) models are simplistic representations of reality chances are not enough understanding is passed on. But misconceptions can be pretty harmful. Example: 4 corner model: banks created blind spot for changes in the value chains of their customers.

23 03, 2014

Value chain analysis: functions, roles and parties (case study)

2016-11-16T10:46:37+00:00March 23rd, 2014|Categories: Business Development, Companies, Question of the day, Strategy|Tags: , , , , , |

A value chain model does not show the real dynamics and tensions in the chain! The trick is to contemplate about the value chain from the functions and roles that are to be taken care off.

11 03, 2014

„Is technology governing us or are we governing technology?”

2016-11-16T10:46:38+00:00March 11th, 2014|Categories: Adaptability, Balance Group vs Individual, Circumstances, Collaborability, Decision Making, Evolution, Homo Collaborans, Human Abilities, Mega Trends, Question of the day|Tags: , , , , , , , , , , , , , , , , , |

„Is our political system capable of managing rapid technological change?” When pressed I would be tempted to answer the question with a resounding YES! for I see abundant evidence around me we have done so very successfully. Actually it is one of the core abilities we humans have to adapt to changing conditions.

26 02, 2014

Transfer of property rights: „Payment Myopia”

2016-11-16T10:46:38+00:00February 26th, 2014|Categories: Balance Group vs Individual, Collaborability, Payments, Strategy|Tags: , , , , , , , , , , , , |

Many years ago in a contribution to a corporate strategy I postulated payments should be redefined to the “transfer of property rights”. At that time smart metering for utilities and [...]

25 02, 2014

“Will you see Ripple become a reality during your lifetime?”

2016-11-16T10:46:39+00:00February 25th, 2014|Categories: Business Development, Mega Trends, Next Payments, Payments, Question of the day, Updated posts|Tags: , , , , , , , , , , , , , , , |

Question of the day (III) Let’s be honest; if a long time senior payments professional asks the title question after you have spend an hour explaining the significance of the [...]

16 02, 2014

Bitcoin: It’s the platform, not the currency, stupid! – The Next Web

2016-11-16T10:46:39+00:00February 16th, 2014|Categories: Bitcoin, Collaborability, Competition, Decision Making, Marketplaces, Mega Trends, Next Payments, Payments, Trust|Tags: , , , , , , , , , |

(1 minute reading time + 15+ minutes external article) As with Marc Andreessen's article "Why bitcoin matters" from three weeks ago I can recommend an other landmark article on crypto [...]

30 01, 2014

“Why was PayPal not invented in the EU?”

2016-11-16T10:46:40+00:00January 30th, 2014|Categories: Business Development, Electronic Wallet, Next Payments, Payments, Question of the day|Tags: , , , , , , , , , , , , |

A long time friend who had just returned from a business trip to the USA to discuss various business development opportunities on two sides of the big point. He was wondering why certain types of innovation are typically initiated in the USA and not in the EU (or ROW). He pointed at PayPal as an example. I think I understand where his question is coming from and at first glance would agree to the gut feel expressed with this question that the conditions in the EU for innovation especially in payments are less favourable. But once you start thinking about it various inroads are possible:

24 06, 2013

Trading with the speed of light: is it desirable?

2016-11-16T10:46:42+00:00June 24th, 2013|Categories: Balance Group vs Individual, Collaborability, Collaboration Mechanisms, Decision Making, Externalities, Marketplaces, Mega Trends, Updated posts|Tags: , , , , , , , , , |

A regularly recurring theme at Red Planet Dust is the impact of IT-driven trends on decision-making and robosourcing, marketplaces and exchanges. "High Frequency Trading" is an exemplary example were technology [...]

16 05, 2013

Shocker: I Find Google Much More Interesting Then Apple!

2016-11-16T10:46:48+00:00May 16th, 2013|Categories: Business Development, Opinion, Strategy, Trends, Updated posts|Tags: , , , , , , , , , , , |

Some of today's technological and economical trends culminate in the battle between Apple, Google, Amazon, Facebook, Samsung and some of the other well known tech giants. I have been following [...]

24 04, 2013

For most companies using “standardization” as a business strategy does not come natural

2016-11-16T10:46:48+00:00April 24th, 2013|Categories: Collaboration Mechanisms, Marketplaces, Micro Collaboration, Opinion, Payments, Standardisation, Strategy|Tags: , , , , , , , , |

The relevance, let alone the power of standardization is only understood by a limited degree - if at all - by most companies. Even companies that are totally dependent on [...]

17 04, 2013

Money and Payments are Essential Part of Human Collaboration

2016-11-16T10:46:49+00:00April 17th, 2013|Categories: Bitcoin, Collaboration Mechanisms, Micro Collaboration, Next Payments, Opinion, Payments, Standardisation, Trends|Tags: , , , , , , , , |

With all the attention to money and payments related topics here at Red Planet Dust lately I feel inclined to explain how this fits in with the theme of this [...]

13 04, 2013

Your Behaviour will Haunt You in Big Data Driven Job Application Assesments

2016-11-16T10:46:49+00:00April 13th, 2013|Categories: Below the surface, Collaboration Mechanisms, Decision Making, Micro Collaboration, My take on humans, Opinion, Trends, Updated posts|Tags: , , , , , |

Big data will push out human factor more and more in decision-making. An interesting quote from the economist article "How might your choice of browser affect your job prospects?" underlines [...]

12 04, 2013

Trust in an Inter-connected World

2016-11-16T10:46:50+00:00April 12th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Decision Making, Marketplaces, Micro Collaboration, My take on humans, Next Payments, Opinion, Payments, Popular, Standardisation, Trends|Tags: , , , , , , , , , , |

(This is part 3 of an article on crypto-currencies at Red Planet Dust. See for Part 1, Part 2) Human collaboration is based on trust. We do not have a [...]

10 04, 2013

What is Digital Currency?

2016-11-16T10:46:50+00:00April 10th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Electronic Wallet, Micro Collaboration, Next Payments, Opinion, Payments|Tags: , , , , , , , , , , , , |

(This is part 2 of an article on crypto-currencies at Red Planet Dust. See for Part 1) Many call Bitcoin “digital money” but not all types of digital money are [...]

3 04, 2013

Two Seemingly Unrelated Articles at Flipboard

2016-11-16T10:46:50+00:00April 3rd, 2013|Categories: Collaboration Mechanisms, Micro Collaboration, Trends|Tags: , , , , , , , , |

In a matter of 2 minutes I was presented two seemingly unrelated articles on Flipboard Technology section yesterday. Rather small news items as we have seen them before, so nothing [...]