2 04, 2014

Value Chain Myopia: Payments’ 4 corner model

2016-11-16T10:46:37+00:00April 2nd, 2014|Categories: Business Development, Strategy|Tags: , , , , , , , , , |

As (value chain) models are simplistic representations of reality chances are not enough understanding is passed on. But misconceptions can be pretty harmful. Example: 4 corner model: banks created blind spot for changes in the value chains of their customers.

23 03, 2014

Value chain analysis: functions, roles and parties (case study)

2016-11-16T10:46:37+00:00March 23rd, 2014|Categories: Business Development, Companies, Question of the day, Strategy|Tags: , , , , , |

A value chain model does not show the real dynamics and tensions in the chain! The trick is to contemplate about the value chain from the functions and roles that are to be taken care off.

25 02, 2014

“Will you see Ripple become a reality during your lifetime?”

2016-11-16T10:46:39+00:00February 25th, 2014|Categories: Business Development, Mega Trends, Next Payments, Payments, Question of the day, Updated posts|Tags: , , , , , , , , , , , , , , , |

Question of the day (III) Let’s be honest; if a long time senior payments professional asks the title question after you have spend an hour explaining the significance of the [...]

30 01, 2014

“Why was PayPal not invented in the EU?”

2016-11-16T10:46:40+00:00January 30th, 2014|Categories: Business Development, Electronic Wallet, Next Payments, Payments, Question of the day|Tags: , , , , , , , , , , , , |

A long time friend who had just returned from a business trip to the USA to discuss various business development opportunities on two sides of the big point. He was wondering why certain types of innovation are typically initiated in the USA and not in the EU (or ROW). He pointed at PayPal as an example. I think I understand where his question is coming from and at first glance would agree to the gut feel expressed with this question that the conditions in the EU for innovation especially in payments are less favourable. But once you start thinking about it various inroads are possible:

16 05, 2013

Shocker: I Find Google Much More Interesting Then Apple!

2016-11-16T10:46:48+00:00May 16th, 2013|Categories: Business Development, Opinion, Strategy, Trends, Updated posts|Tags: , , , , , , , , , , , |

Some of today's technological and economical trends culminate in the battle between Apple, Google, Amazon, Facebook, Samsung and some of the other well known tech giants. I have been following [...]