31 01, 2018

Yes, Bitcoin should be considered a competitive zero-sum game

2018-02-01T12:42:01+00:00January 31st, 2018|Categories: Against the tide, Bitcoin|Tags: , , , |

What is the essence of a zero-sum game? Wikipedia: A zero-sum game is a mathematical representation of a situation in which each participant's gain or loss of utility is exactly [...]

10 12, 2017

Deepmind’s AI blazes past world champion chess-playing program, Stockfish

2017-12-10T10:47:18+00:00December 10th, 2017|Categories: Artificial Intelligence, Below the surface, Mega Trends|

In just 4 hours Deepmind AI trained it self to play chess, without the use of any chess play libraries and was able to defeat the world champion chess-playing program, Stockfish. [...]

5 03, 2015

Malignant Differential Pricing at POS for foreigners

2016-11-16T10:46:29+00:00March 5th, 2015|Categories: Against the tide, Mega Trends, Payments, Question of the day|Tags: , , , |

While traveling to Copenhagen yesterday I was presented by the POS-terminals the option to pay my taxis and restaurant bill at the airport in the locale Danish Krona or in [...]

21 02, 2015

Uber and the future of Banks

2016-11-16T10:46:30+00:00February 21st, 2015|Categories: Evolution, Opinion, Society, Technology, Updated posts|Tags: , , |

Every month ABNAmro organizes “Startup Friday” meetings. I have been attending several of these meet-ups lately. Two months ago it was about “Behavioral Biometrics” which led me to write a [...]

4 02, 2015

Shamefully missing from my Blog Index: Edward Snowdon

2016-11-16T10:46:30+00:00February 4th, 2015|Categories: Against the tide, Balance Group vs Individual, Society|Tags: , , , |

After updating my tags and looking at some of the sherds of documents littered all over my folders I found two prominent subjects I had been writing about independently from each other numerous times but which never came even close to publishing: Edward Snowdon and Self-Censorship.

5 01, 2015

Our human disposition is to be oblivious for biometric trails

2016-11-16T10:46:31+00:00January 5th, 2015|Categories: Human Nature, My take on humans|Tags: , , |

(Part IV in a series on biometrics) We can recognize human faces and voices tremendously well. Even then, we regularly are making mistakes or are being deceived by our own [...]

19 12, 2014

The sliding scale of physical and behavioral “fingerprints”

2016-11-16T10:46:31+00:00December 19th, 2014|Categories: Against the tide, Balance Group vs Individual, Technology|Tags: , , , , |

(Part II in a series on behavioral biometrics) On the side of a little inquiry I am making at the moment into the developing concept of “identity in the digital [...]

19 11, 2014

Snapcash: P2P payments with Snapchat app

2016-11-16T10:46:31+00:00November 19th, 2014|Categories: Balance Group vs Individual, Electronic Wallet, Next Payments, Payments, SEPA, Updated posts|Tags: , , , , , , , , , |

Snapchat and Square recently announced “Snapcash”. This service enables to exchange money directly between two persons (so called P2P: person to person) right from the Snapchat app prompt line. At [...]

28 08, 2014

Contactless payments are not used by Dutch payers at all

2016-11-16T10:46:32+00:00August 28th, 2014|Categories: Opinion, Payments|Tags: |

Everywhere, and literally every time I use the facility the employee behind the counter is total stunned that this capability exists and actually operational. Maybe 25% knew the facility was present the others did not even know it existed. If I may use the explanations of counterparts as survey input I have been the first to use it at every location without a flaw since early this year.

24 08, 2014

One of nature’s wonders right under my fingertips: Megachile Versicolor

2016-11-16T10:46:32+00:00August 24th, 2014|Categories: Below the surface, Evolution|Tags: , |

While inspecting the roof of our country cottage barn preparing to replace the barge-boards I noticed some severe dry rot at the top. As I liked the perspective I took a picture. I did not realise at the time that I literal had a surprise waiting under my fingertips!

3 06, 2014

A great talk on the development of the commercial internet

2016-11-16T10:46:32+00:00June 3rd, 2014|Categories: Against the tide, Below the surface, Externalities, Interdependency, Mega Trends, Society|Tags: , , , , , |

Various themes are combined by Maciej Ceglowski into a thoughtful, though bleak, talk on the development of the commercial internet: "The Internet with a human face" delivered at the Beyond Tellerrand 2014 Conference

19 05, 2014

The fallacy of “Singularity”

2016-11-16T10:46:33+00:00May 19th, 2014|Categories: Human Abilities, My take on humans, Updated posts|Tags: |

Since Moore minted his law on the doubling of processor speed in a given time interval people have been wondering when a computer would equal the power of the human brain. This moment is often referred to as “singularity”. The idea computers will surpass us at moment t= “singularity” is a fallacy.

16 04, 2014

My take on human mental (in)abilities

2016-11-16T10:46:36+00:00April 16th, 2014|Categories: Adaptability, Balance Group vs Individual, Collaborability, Decision Making, Human Abilities, Human Nature, Individuals, My take on humans, Psychology, Sociology, Trust|Tags: , , , , , , , |

Human nature and our abilities are intertwined with collaborability. My statements about them are scattered all over Red Planet Dust. I wondered if a consistent image would arise when I would collect my statements.

7 04, 2014

The “aggressive cancer” of high-frequency trading

2016-11-16T10:46:36+00:00April 7th, 2014|Categories: Decision Making, Updated posts|Tags: , , , , |

High-frequency trading makes it apparent that in stock and other financial trading computer decision making is out pacing humans in speed and quality. Three issues spring to mind: (1) The impact of efficiency of markets on collaborability, (2) Our societal relationship with technology and (3) Decision making is shifting from humans to computers.

31 03, 2014

Why to worry even more about service throttling by Google then Facebook

2016-11-16T10:46:37+00:00March 31st, 2014|Categories: Balance Group vs Individual, Collaborability, Companies, Externalities, Human Nature, Opinion, Society, Updated posts|Tags: , , , , , , , , , , , , |

Search is basic to the Internet and to be considered a utility function. Without „search” no find. "Degraded links" are hurting society as a whole and should be banned.

17 03, 2014

Evolution of currency predicts path (r)evolution of digital money

2016-11-16T10:46:37+00:00March 17th, 2014|Categories: Bitcoin, Evolution, Government, Human Abilities, Next Payments, Payments, Society, Trust, Updated posts|Tags: , , , , , , , , , , , , , , , , , , , |

Walking to the office this morning it struck me that the evolution of (physical) currency in relation to payments could show us the long term development of digital money as well: step by step the currency has been developing until at a certain moment in time the transaction will be done directly between the payer and the payee.