31 01, 2018

Yes, Bitcoin should be considered a competitive zero-sum game

2018-02-01T12:42:01+00:00January 31st, 2018|Categories: Against the tide, Bitcoin|Tags: , , , |

What is the essence of a zero-sum game? Wikipedia: A zero-sum game is a mathematical representation of a situation in which each participant's gain or loss of utility is exactly [...]

5 03, 2015

Malignant Differential Pricing at POS for foreigners

2016-11-16T10:46:29+00:00March 5th, 2015|Categories: Against the tide, Mega Trends, Payments, Question of the day|Tags: , , , |

While traveling to Copenhagen yesterday I was presented by the POS-terminals the option to pay my taxis and restaurant bill at the airport in the locale Danish Krona or in [...]

4 02, 2015

Shamefully missing from my Blog Index: Edward Snowdon

2016-11-16T10:46:30+00:00February 4th, 2015|Categories: Against the tide, Balance Group vs Individual, Society|Tags: , , , |

After updating my tags and looking at some of the sherds of documents littered all over my folders I found two prominent subjects I had been writing about independently from each other numerous times but which never came even close to publishing: Edward Snowdon and Self-Censorship.

19 12, 2014

The sliding scale of physical and behavioral “fingerprints”

2016-11-16T10:46:31+00:00December 19th, 2014|Categories: Against the tide, Balance Group vs Individual, Technology|Tags: , , , , |

(Part II in a series on behavioral biometrics) On the side of a little inquiry I am making at the moment into the developing concept of “identity in the digital [...]

3 06, 2014

A great talk on the development of the commercial internet

2016-11-16T10:46:32+00:00June 3rd, 2014|Categories: Against the tide, Below the surface, Externalities, Interdependency, Mega Trends, Society|Tags: , , , , , |

Various themes are combined by Maciej Ceglowski into a thoughtful, though bleak, talk on the development of the commercial internet: "The Internet with a human face" delivered at the Beyond Tellerrand 2014 Conference

3 06, 2013

Bitcoins’ anarchistic character will be pounded into line by real world regulations

2016-11-16T10:46:44+00:00June 3rd, 2013|Categories: Against the tide, Below the surface, Bitcoin, Collaborability, Next Payments, Opinion, Payments, Popular, Trends, Updated posts|Tags: , , , , , , , , |

Finextra: Bitcoin exchange MT. Gox introduces account verification: In a statement on its Web site about the new verification system, MT. Gox says: "The Bitcoin market continues to evolve, as [...]

4 04, 2013

SEPA: a Missed Opportunity for True Payments Standardisation

2016-11-16T10:46:50+00:00April 4th, 2013|Categories: Against the tide, Below the surface, Collaboration Mechanisms, Payments, SEPA|Tags: , , , , , , , |

With February 2014 looming around the corner and many companies scrambling to get their act together to implement SEPA in time it might be regarded as to early to start [...]

31 03, 2013

Payments should be about democratisation not commercialisation of the internet

2016-11-16T10:46:50+00:00March 31st, 2013|Categories: Against the tide, Below the surface, Bitcoin, Next Payments, Opinion, Payments, Trends|Tags: , , , , , , , , , , , |

Payments are about the logistics to transfer money (value) from one to an other. Governments have long tried to control the mechanisms to pay as payments are an important part [...]

6 03, 2013

Back to the excesses of early industrial age or guided distribution of wealth?

2016-11-16T10:46:53+00:00March 6th, 2013|Categories: Adaptability, Against the tide, Balance Group vs Individual, Below the surface, Competition, Individuals, My take on humans, Society, Trends, Updated posts|Tags: , , , , , |

(translation 4 march 2014; "Terug naar excessen van vroeg-industriële tijd of naar geleide welvaartsverdeling?") One of the consequences of technological innovation is, not as you might think, the simple service [...]

6 03, 2013

Tokenization is fundamental shift: 4 corner model is dead

2016-11-16T10:46:53+00:00March 6th, 2013|Categories: Against the tide, Below the surface, Electronic Wallet, Opinion, Payments, Popular, Trends|Tags: , , , , , , , , , |

One of the cornerstones of my speech at the conference on the Future of Payments in June 2012 (Amsterdam), which I delivered on behalf of Enigma Consulting, was that the [...]

4 03, 2013

Van zitten, naar staan, naar lopen achter je bureau

2016-11-16T10:46:54+00:00March 4th, 2013|Categories: Against the tide, My take on humans, Tips, Tricks & Tools, Updated posts|

Sinds 2011 sta ik als het even kan te werken achter mijn bureau. Het begon bij een klant die in hoogte verstelbare bureaus had en waar ik een opdracht deed [...]