Rather then creating new posts all the time RPD updates existing posts with new content, often quotes from external links.

21 02, 2015

Uber and the future of Banks

2016-11-16T10:46:30+00:00February 21st, 2015|Categories: Evolution, Opinion, Society, Technology, Updated posts|Tags: , , |

Every month ABNAmro organizes “Startup Friday” meetings. I have been attending several of these meet-ups lately. Two months ago it was about “Behavioral Biometrics” which led me to write a [...]

19 11, 2014

Snapcash: P2P payments with Snapchat app

2016-11-16T10:46:31+00:00November 19th, 2014|Categories: Balance Group vs Individual, Electronic Wallet, Next Payments, Payments, SEPA, Updated posts|Tags: , , , , , , , , , |

Snapchat and Square recently announced “Snapcash”. This service enables to exchange money directly between two persons (so called P2P: person to person) right from the Snapchat app prompt line. At [...]

19 05, 2014

The fallacy of “Singularity”

2016-11-16T10:46:33+00:00May 19th, 2014|Categories: Human Abilities, My take on humans, Updated posts|Tags: |

Since Moore minted his law on the doubling of processor speed in a given time interval people have been wondering when a computer would equal the power of the human brain. This moment is often referred to as “singularity”. The idea computers will surpass us at moment t= “singularity” is a fallacy.

7 04, 2014

The “aggressive cancer” of high-frequency trading

2016-11-16T10:46:36+00:00April 7th, 2014|Categories: Decision Making, Updated posts|Tags: , , , , |

High-frequency trading makes it apparent that in stock and other financial trading computer decision making is out pacing humans in speed and quality. Three issues spring to mind: (1) The impact of efficiency of markets on collaborability, (2) Our societal relationship with technology and (3) Decision making is shifting from humans to computers.

31 03, 2014

Why to worry even more about service throttling by Google then Facebook

2016-11-16T10:46:37+00:00March 31st, 2014|Categories: Balance Group vs Individual, Collaborability, Companies, Externalities, Human Nature, Opinion, Society, Updated posts|Tags: , , , , , , , , , , , , |

Search is basic to the Internet and to be considered a utility function. Without „search” no find. "Degraded links" are hurting society as a whole and should be banned.

17 03, 2014

Evolution of currency predicts path (r)evolution of digital money

2016-11-16T10:46:37+00:00March 17th, 2014|Categories: Bitcoin, Evolution, Government, Human Abilities, Next Payments, Payments, Society, Trust, Updated posts|Tags: , , , , , , , , , , , , , , , , , , , |

Walking to the office this morning it struck me that the evolution of (physical) currency in relation to payments could show us the long term development of digital money as well: step by step the currency has been developing until at a certain moment in time the transaction will be done directly between the payer and the payee.

25 02, 2014

“Will you see Ripple become a reality during your lifetime?”

2016-11-16T10:46:39+00:00February 25th, 2014|Categories: Business Development, Mega Trends, Next Payments, Payments, Question of the day, Updated posts|Tags: , , , , , , , , , , , , , , , |

Question of the day (III) Let’s be honest; if a long time senior payments professional asks the title question after you have spend an hour explaining the significance of the [...]

23 02, 2014

It is difficult to see the world around you neutrally

2015-01-03T07:19:08+00:00February 23rd, 2014|Categories: Human Abilities, Psychology, Updated posts|Tags: , , |

We, as individuals, are seldomly aware of the fact that we have difficulties in seeing the world around us neutrally. We are loaded with concepts and ideas that when looked [...]

17 02, 2014

Trust is key for cryptocurrencies

2016-11-16T10:46:39+00:00February 17th, 2014|Categories: Bitcoin, Collaborability, Human Abilities, Next Payments, Trust, Updated posts|Tags: , , , , , , , , |

The acceptance of Bitcoin protocol currencies and Ripple like networks is dependent on trust even if trust is said not to be necessary for the value to be transferred between two actors. Neglecting this will hamper adoption of the Bitcoin protocol by the masses.

14 02, 2014

Ripple: The “Ultimate Wallet” at todays standards

2016-11-16T10:46:39+00:00February 14th, 2014|Categories: Electronic Wallet, Next Payments, Payments, Standardisation, Updated posts|Tags: , , , , , , , , , , , , |

(Utopia Wallet Part III) (3 minutes reading time) In part II of this miniseries on Electronic Wallets I promised to have a look at the contours of the Ultimate “Electronic [...]

31 01, 2014

Amazon’s foray into payments: a big melting-pot of concepts

2016-11-16T10:46:40+00:00January 31st, 2014|Categories: Electronic Wallet, Marketplaces, Next Payments, Payments, Updated posts|Tags: , , , , , , , , , , , , |

(2 minutes reading time) Since having spend some early years of my professional life in a technical wholesale company I have been following the incredible developments of Amazon with great [...]

29 01, 2014

Why do we not stop Google while we still can?

2016-11-16T10:46:40+00:00January 29th, 2014|Categories: Balance Group vs Individual, Externalities, Mega Trends, Society, Updated posts|Tags: , , , , , , , , , , , |

(4 minutes reading time, Note by author: this is a highly opinionated post) Some weeks ago Google announced the acquisition of Nest. For those who do not know Nest and [...]

28 01, 2014

Inevitable Apple wallet turns around the payments chain from payee to payer

2016-11-16T10:46:40+00:00January 28th, 2014|Categories: Electronic Wallet, Next Payments, Updated posts|Tags: , , , , , , , , , |

(3 minutes reading time) When electronic wallets are discussed between people within the payments industry there always seems to be one big white elephant in the room: Apple. Intuitively many [...]

27 01, 2014

‘Coin’ aims to solve electronic card fragmentation

2016-11-16T10:46:40+00:00January 27th, 2014|Categories: Electronic Wallet, Next Payments, Payments, Updated posts|Tags: , , , , , |

(1 minute reading time + 1 minute video) The outline of the Utopia Wallet aims to solve payment fragmentation both for Payers as for Payees. Coin has introduced a card [...]

24 06, 2013

Trading with the speed of light: is it desirable?

2016-11-16T10:46:42+00:00June 24th, 2013|Categories: Balance Group vs Individual, Collaborability, Collaboration Mechanisms, Decision Making, Externalities, Marketplaces, Mega Trends, Updated posts|Tags: , , , , , , , , , |

A regularly recurring theme at Red Planet Dust is the impact of IT-driven trends on decision-making and robosourcing, marketplaces and exchanges. "High Frequency Trading" is an exemplary example were technology [...]

3 06, 2013

Bitcoins’ anarchistic character will be pounded into line by real world regulations

2016-11-16T10:46:44+00:00June 3rd, 2013|Categories: Against the tide, Below the surface, Bitcoin, Collaborability, Next Payments, Opinion, Payments, Popular, Trends, Updated posts|Tags: , , , , , , , , |

Finextra: Bitcoin exchange MT. Gox introduces account verification: In a statement on its Web site about the new verification system, MT. Gox says: "The Bitcoin market continues to evolve, as [...]

16 05, 2013

Shocker: I Find Google Much More Interesting Then Apple!

2016-11-16T10:46:48+00:00May 16th, 2013|Categories: Business Development, Opinion, Strategy, Trends, Updated posts|Tags: , , , , , , , , , , , |

Some of today's technological and economical trends culminate in the battle between Apple, Google, Amazon, Facebook, Samsung and some of the other well known tech giants. I have been following [...]

15 05, 2013

Bitcoin transactions explained

2016-11-16T10:46:48+00:00May 15th, 2013|Categories: Bitcoin, Electronic Wallet, Next Payments, Opinion, Payments, Popular, Trends, Updated posts|Tags: , , , , |

To make bitcoin payments or receive bitcoins the payer and payee both need to have a bitcoin wallet (at a connected computer) at their disposal and the payer the necessary [...]

13 04, 2013

Your Behaviour will Haunt You in Big Data Driven Job Application Assesments

2016-11-16T10:46:49+00:00April 13th, 2013|Categories: Below the surface, Collaboration Mechanisms, Decision Making, Micro Collaboration, My take on humans, Opinion, Trends, Updated posts|Tags: , , , , , |

Big data will push out human factor more and more in decision-making. An interesting quote from the economist article "How might your choice of browser affect your job prospects?" underlines [...]