21 02, 2015

Uber and the future of Banks

2016-11-16T10:46:30+00:00February 21st, 2015|Categories: Evolution, Opinion, Society, Technology, Updated posts|Tags: , , |

Every month ABNAmro organizes “Startup Friday” meetings. I have been attending several of these meet-ups lately. Two months ago it was about “Behavioral Biometrics” which led me to write a [...]

28 08, 2014

Contactless payments are not used by Dutch payers at all

2016-11-16T10:46:32+00:00August 28th, 2014|Categories: Opinion, Payments|Tags: |

Everywhere, and literally every time I use the facility the employee behind the counter is total stunned that this capability exists and actually operational. Maybe 25% knew the facility was present the others did not even know it existed. If I may use the explanations of counterparts as survey input I have been the first to use it at every location without a flaw since early this year.

31 03, 2014

Why to worry even more about service throttling by Google then Facebook

2016-11-16T10:46:37+00:00March 31st, 2014|Categories: Balance Group vs Individual, Collaborability, Companies, Externalities, Human Nature, Opinion, Society, Updated posts|Tags: , , , , , , , , , , , , |

Search is basic to the Internet and to be considered a utility function. Without „search” no find. "Degraded links" are hurting society as a whole and should be banned.

3 06, 2013

Bitcoins’ anarchistic character will be pounded into line by real world regulations

2016-11-16T10:46:44+00:00June 3rd, 2013|Categories: Against the tide, Below the surface, Bitcoin, Collaborability, Next Payments, Opinion, Payments, Popular, Trends, Updated posts|Tags: , , , , , , , , |

Finextra: Bitcoin exchange MT. Gox introduces account verification: In a statement on its Web site about the new verification system, MT. Gox says: "The Bitcoin market continues to evolve, as [...]

31 05, 2013

Half-Baked SEPA CSM interoperability: next steps needed

2016-11-16T10:46:44+00:00May 31st, 2013|Categories: Opinion, Payments, Popular, SEPA, Standardisation|Tags: , , , , , , , , , , , |

For those who are not initiated in SEPA or in CSM interoperability lets first dissect the title of this post. You can find a short synopsis here on: What is [...]

16 05, 2013

Shocker: I Find Google Much More Interesting Then Apple!

2016-11-16T10:46:48+00:00May 16th, 2013|Categories: Business Development, Opinion, Strategy, Trends, Updated posts|Tags: , , , , , , , , , , , |

Some of today's technological and economical trends culminate in the battle between Apple, Google, Amazon, Facebook, Samsung and some of the other well known tech giants. I have been following [...]

15 05, 2013

Bitcoin transactions explained

2016-11-16T10:46:48+00:00May 15th, 2013|Categories: Bitcoin, Electronic Wallet, Next Payments, Opinion, Payments, Popular, Trends, Updated posts|Tags: , , , , |

To make bitcoin payments or receive bitcoins the payer and payee both need to have a bitcoin wallet (at a connected computer) at their disposal and the payer the necessary [...]

26 04, 2013

Download Paper “Bitcoin’s legacy and the crypto-currency promise”

2016-11-16T10:46:48+00:00April 26th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Next Payments, Opinion, Payments|Tags: , , , , , |

Now, with the media hype about bitcoin residing a little over the last two weeks it is time to get into the reflective mode. Today Leika Consult releases the first [...]

25 04, 2013

Money as Mechanism for Implicit Collaborability

2016-11-16T10:46:48+00:00April 25th, 2013|Categories: Below the surface, Bitcoin, Collaborability, Opinion, Payments, Standardisation|Tags: , , , , , , , , , |

(This is part 6 of a series of posts that will be bundled in apaper on crypto-currencies at Red Planet Dust. See for Part 1) We need to understand our [...]

24 04, 2013

For most companies using “standardization” as a business strategy does not come natural

2016-11-16T10:46:48+00:00April 24th, 2013|Categories: Collaboration Mechanisms, Marketplaces, Micro Collaboration, Opinion, Payments, Standardisation, Strategy|Tags: , , , , , , , , |

The relevance, let alone the power of standardization is only understood by a limited degree - if at all - by most companies. Even companies that are totally dependent on [...]

19 04, 2013

Will the SEPA payments network become a distributed network ever?

2016-11-16T10:46:49+00:00April 19th, 2013|Categories: Below the surface, Opinion, Payments, SEPA, Standardisation, Trends|Tags: , , , , , , , , , |

Yesterday, I attended a conference of EACHA, the European Association of Automatic Clearing Houses (in SEPA parlance CSM’s: Clearing and Settlement Mechanisms) in Berlin. This is a group of payments [...]

17 04, 2013

Money and Payments are Essential Part of Human Collaboration

2016-11-16T10:46:49+00:00April 17th, 2013|Categories: Bitcoin, Collaboration Mechanisms, Micro Collaboration, Next Payments, Opinion, Payments, Standardisation, Trends|Tags: , , , , , , , , |

With all the attention to money and payments related topics here at Red Planet Dust lately I feel inclined to explain how this fits in with the theme of this [...]

14 04, 2013

From Barter Trade to Bitcoin in 5 Logical Steps

2016-11-16T10:46:49+00:00April 14th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Marketplaces, Next Payments, Opinion, Payments, Popular, Trends|Tags: , , , , , , , , |

What we today perceive as money is the result of thousands of years of evolution. And looking at history, why we would be the “lucky guys” to live in the [...]

14 04, 2013

Regarding The Use of Trust in “The Bitcoin Bubble and the Future of Currency”

2016-11-16T10:46:49+00:00April 14th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Next Payments, Opinion, Payments|Tags: , , , , , , , |

The article of Felix Salmon ”The Bitcoin Bubble and the Future of Currency” triggered me to write a series of posts on Crypto-currency at Red Planet Dust (see part 1). [...]

13 04, 2013

Your Behaviour will Haunt You in Big Data Driven Job Application Assesments

2016-11-16T10:46:49+00:00April 13th, 2013|Categories: Below the surface, Collaboration Mechanisms, Decision Making, Micro Collaboration, My take on humans, Opinion, Trends, Updated posts|Tags: , , , , , |

Big data will push out human factor more and more in decision-making. An interesting quote from the economist article "How might your choice of browser affect your job prospects?" underlines [...]

12 04, 2013

Trust in an Inter-connected World

2016-11-16T10:46:50+00:00April 12th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Decision Making, Marketplaces, Micro Collaboration, My take on humans, Next Payments, Opinion, Payments, Popular, Standardisation, Trends|Tags: , , , , , , , , , , |

(This is part 3 of an article on crypto-currencies at Red Planet Dust. See for Part 1, Part 2) Human collaboration is based on trust. We do not have a [...]

10 04, 2013

What is Digital Currency?

2016-11-16T10:46:50+00:00April 10th, 2013|Categories: Below the surface, Bitcoin, Collaboration Mechanisms, Electronic Wallet, Micro Collaboration, Next Payments, Opinion, Payments|Tags: , , , , , , , , , , , , |

(This is part 2 of an article on crypto-currencies at Red Planet Dust. See for Part 1) Many call Bitcoin “digital money” but not all types of digital money are [...]

31 03, 2013

Payments should be about democratisation not commercialisation of the internet

2016-11-16T10:46:50+00:00March 31st, 2013|Categories: Against the tide, Below the surface, Bitcoin, Next Payments, Opinion, Payments, Trends|Tags: , , , , , , , , , , , |

Payments are about the logistics to transfer money (value) from one to an other. Governments have long tried to control the mechanisms to pay as payments are an important part [...]