31 12, 2017

Evolution: Competition, symbiosis and collaboration

2018-01-13T10:36:33+00:00December 31st, 2017|Categories: Collaborability, Competition, Evolution|

Darwinian Evolution is popularly seen as a relentless and continuous struggle between individuals and between species. Competing for scarce resources, at the expense of others, is regarded as the eternal [...]

31 12, 2017

Collaboration is fundamental to evolution

2017-12-31T12:16:44+00:00December 31st, 2017|Categories: Adaptability, Collaborability, Evolution, Homo Collaborans|

Sexual reproduction creates new individuals that are all slightly different from each other allowing for the adaptation and resilience of the species to changing circumstances. Imperative to sexual reproduction is [...]

10 12, 2017

Deepmind’s AI blazes past world champion chess-playing program, Stockfish

2017-12-10T10:47:18+00:00December 10th, 2017|Categories: Artificial Intelligence, Below the surface, Mega Trends|

In just 4 hours Deepmind AI trained it self to play chess, without the use of any chess play libraries and was able to defeat the world champion chess-playing program, Stockfish. [...]

5 03, 2015

Malignant Differential Pricing at POS for foreigners

2016-11-16T10:46:29+00:00March 5th, 2015|Categories: Against the tide, Mega Trends, Payments, Question of the day|Tags: , , , |

While traveling to Copenhagen yesterday I was presented by the POS-terminals the option to pay my taxis and restaurant bill at the airport in the locale Danish Krona or in [...]

21 02, 2015

Uber and the future of Banks

2016-11-16T10:46:30+00:00February 21st, 2015|Categories: Evolution, Opinion, Society, Technology, Updated posts|Tags: , , |

Every month ABNAmro organizes “Startup Friday” meetings. I have been attending several of these meet-ups lately. Two months ago it was about “Behavioral Biometrics” which led me to write a [...]

19 02, 2015

“Collective learning” fits collaborability nicely

2016-11-16T10:46:30+00:00February 19th, 2015|Categories: Adaptability, Collaborability, Collaboration Mechanisms, Evolution, Human Abilities, Language, Mega Trends|Tags: , , , , , |

I have been very quiet as of late on my pet subject “collaborability”, unfortunately. The subject asks for a serious amount of prolonged and heightened concentration to get back into [...]

28 01, 2015

“Is there a real customer need for instant payments?”

2016-11-16T10:46:31+00:00January 28th, 2015|Categories: Mega Trends, Next Payments, Payments, Question of the day|Tags: , , , , , |

Over the past few years one of the questions popping up regularly in conversations with clients and prospects at banks and processors all over Europe was: “is there a real [...]

7 01, 2015

From “occasional & intentional” to “continuous & passive” authentication

2016-11-16T10:46:31+00:00January 7th, 2015|Categories: Mega Trends, Technology|Tags: , , |

(Part VI in a series on Behavioral Biometrics) We can witness a strong surge in the ability of our tools and devices and the software powering them to authenticate a [...]

24 08, 2014

One of nature’s wonders right under my fingertips: Megachile Versicolor

2016-11-16T10:46:32+00:00August 24th, 2014|Categories: Below the surface, Evolution|Tags: , |

While inspecting the roof of our country cottage barn preparing to replace the barge-boards I noticed some severe dry rot at the top. As I liked the perspective I took a picture. I did not realise at the time that I literal had a surprise waiting under my fingertips!

3 06, 2014

A great talk on the development of the commercial internet

2016-11-16T10:46:32+00:00June 3rd, 2014|Categories: Against the tide, Below the surface, Externalities, Interdependency, Mega Trends, Society|Tags: , , , , , |

Various themes are combined by Maciej Ceglowski into a thoughtful, though bleak, talk on the development of the commercial internet: "The Internet with a human face" delivered at the Beyond Tellerrand 2014 Conference

23 04, 2014

Philosophy to the rescue!

2016-11-16T10:46:36+00:00April 23rd, 2014|Categories: Collaborability, Collaboration Mechanisms, Evolution|Tags: , , , , , |

I merely have been investigating the mechanisms at work that enable us to collaborate - and allowing us to cater for increased complexity and efficiency in our collaborations - and now suddenly I found myself taking a moral utilitarian position! What the hack!

23 03, 2014

Technology, government and incongruous prophesies revisited

2016-11-16T10:46:37+00:00March 23rd, 2014|Categories: Balance Group vs Individual, Evolution, Human Abilities, Human Nature, Mega Trends, Psychology|Tags: , , , , , , , , , , |

By clicking a link in a interesting article by Techcrunch I stumbled upon "Our Comrade The Electron" - Webstock Conference Talk by Maciej Ceglowski. Excellent presentation, intriguing narrative and great observations on our relation with technology.

17 03, 2014

Evolution of currency predicts path (r)evolution of digital money

2016-11-16T10:46:37+00:00March 17th, 2014|Categories: Bitcoin, Evolution, Government, Human Abilities, Next Payments, Payments, Society, Trust, Updated posts|Tags: , , , , , , , , , , , , , , , , , , , |

Walking to the office this morning it struck me that the evolution of (physical) currency in relation to payments could show us the long term development of digital money as well: step by step the currency has been developing until at a certain moment in time the transaction will be done directly between the payer and the payee.

11 03, 2014

„Is technology governing us or are we governing technology?”

2016-11-16T10:46:38+00:00March 11th, 2014|Categories: Adaptability, Balance Group vs Individual, Circumstances, Collaborability, Decision Making, Evolution, Homo Collaborans, Human Abilities, Mega Trends, Question of the day|Tags: , , , , , , , , , , , , , , , , , |

„Is our political system capable of managing rapid technological change?” When pressed I would be tempted to answer the question with a resounding YES! for I see abundant evidence around me we have done so very successfully. Actually it is one of the core abilities we humans have to adapt to changing conditions.

6 03, 2014

Bitcoin futurology: incongruous prophesies

2016-11-16T10:46:38+00:00March 6th, 2014|Categories: Balance Group vs Individual, Mega Trends, Sociology|Tags: , , , , , , , , , |

Whether you think in terms of “ the creation of a world of plenty” or “the disappearance of the middle class” in both scenarios the distribution of the wealth available will have to be dealt with politically.

25 02, 2014

Different Scalability in Different Circumstances

2016-11-16T10:46:39+00:00February 25th, 2014|Categories: Bitcoin, Circumstances, Collaborability, Mega Trends, Trust|Tags: , , , , , , , , , , , , , , |

Our societies and economies are impacted heavily by technological change, they always have been. While some technologies - like the bitcoin protocol - allow for smaller economic actors to be relatively more economically viable then before other developments go in different directions.

25 02, 2014

“Will you see Ripple become a reality during your lifetime?”

2016-11-16T10:46:39+00:00February 25th, 2014|Categories: Business Development, Mega Trends, Next Payments, Payments, Question of the day, Updated posts|Tags: , , , , , , , , , , , , , , , |

Question of the day (III) Let’s be honest; if a long time senior payments professional asks the title question after you have spend an hour explaining the significance of the [...]

16 02, 2014

Bitcoin: It’s the platform, not the currency, stupid! – The Next Web

2016-11-16T10:46:39+00:00February 16th, 2014|Categories: Bitcoin, Collaborability, Competition, Decision Making, Marketplaces, Mega Trends, Next Payments, Payments, Trust|Tags: , , , , , , , , , |

(1 minute reading time + 15+ minutes external article) As with Marc Andreessen's article "Why bitcoin matters" from three weeks ago I can recommend an other landmark article on crypto [...]

29 01, 2014

Why do we not stop Google while we still can?

2016-11-16T10:46:40+00:00January 29th, 2014|Categories: Balance Group vs Individual, Externalities, Mega Trends, Society, Updated posts|Tags: , , , , , , , , , , , |

(4 minutes reading time, Note by author: this is a highly opinionated post) Some weeks ago Google announced the acquisition of Nest. For those who do not know Nest and [...]

22 01, 2014

Why Bitcoin Matters – NYTimes.com

2016-11-16T10:46:40+00:00January 22nd, 2014|Categories: Bitcoin, Marketplaces, Payments, Society, Trends|Tags: , , |

Sometimes you are made aware of an article very worthwhile (Thank you Henk!). Marc Andreessen (from Andreessen Horowitz) has written a pretty balanced and informative piece on Bitcoin (BTC) via [...]