31 01, 2014

Amazon’s foray into payments: a big melting-pot of concepts

2016-11-16T10:46:40+00:00January 31st, 2014|Categories: Electronic Wallet, Marketplaces, Next Payments, Payments, Updated posts|Tags: , , , , , , , , , , , , |

(2 minutes reading time) Since having spend some early years of my professional life in a technical wholesale company I have been following the incredible developments of Amazon with great [...]

30 01, 2014

“Why was PayPal not invented in the EU?”

2016-11-16T10:46:40+00:00January 30th, 2014|Categories: Business Development, Electronic Wallet, Next Payments, Payments, Question of the day|Tags: , , , , , , , , , , , , |

A long time friend who had just returned from a business trip to the USA to discuss various business development opportunities on two sides of the big point. He was wondering why certain types of innovation are typically initiated in the USA and not in the EU (or ROW). He pointed at PayPal as an example. I think I understand where his question is coming from and at first glance would agree to the gut feel expressed with this question that the conditions in the EU for innovation especially in payments are less favourable. But once you start thinking about it various inroads are possible:

28 01, 2014

Inevitable Apple wallet turns around the payments chain from payee to payer

2016-11-16T10:46:40+00:00January 28th, 2014|Categories: Electronic Wallet, Next Payments, Updated posts|Tags: , , , , , , , , , |

(3 minutes reading time) When electronic wallets are discussed between people within the payments industry there always seems to be one big white elephant in the room: Apple. Intuitively many [...]

27 01, 2014

‘Coin’ aims to solve electronic card fragmentation

2016-11-16T10:46:40+00:00January 27th, 2014|Categories: Electronic Wallet, Next Payments, Payments, Updated posts|Tags: , , , , , |

(1 minute reading time + 1 minute video) The outline of the Utopia Wallet aims to solve payment fragmentation both for Payers as for Payees. Coin has introduced a card [...]

22 01, 2014

Contours of the “Utopia Wallet”

2016-11-16T10:46:40+00:00January 22nd, 2014|Categories: Electronic Wallet, Next Payments, Payments, Society|Tags: , , , , , , , , , , , , , , , |

(4 minutes reading time) Picking up the glove I threw in front of myself in my previous post on Clinkle to describe “the contours of the ultimate payment method” I [...]

20 01, 2014

What would be the contours of the ultimate electronic wallet?

2016-11-16T10:46:40+00:00January 20th, 2014|Categories: Electronic Wallet, Next Payments, Payments|Tags: , , , , , , , , , , , , , , , |

(4 minutes reading time) Basically we only know a few things about Clinkle. Firstly it is a payments start-up based in San-Francisco promising “something that’s fundamentally different from everything else [...]

31 05, 2013

Half-Baked SEPA CSM interoperability: next steps needed

2016-11-16T10:46:44+00:00May 31st, 2013|Categories: Opinion, Payments, Popular, SEPA, Standardisation|Tags: , , , , , , , , , , , |

For those who are not initiated in SEPA or in CSM interoperability lets first dissect the title of this post. You can find a short synopsis here on: What is [...]