Leo Lipis, chief executive and Colin Adams, senior consultant both of Lipis Advisors discuss their research on the wide range of regional payments projects and the factors behind successful integration [...]
A value chain model does not show the real dynamics and tensions in the chain! The trick is to contemplate about the value chain from the functions and roles that are to be taken care off.
...you could miss the major contribution of bitcoin as it presses us to reassess the way we have been doing things for years where all those little and some bigger inconveniences build into the current payment industry have to be discussed again and seen for the real merit they have.
A long time friend who had just returned from a business trip to the USA to discuss various business development opportunities on two sides of the big point. He was wondering why certain types of innovation are typically initiated in the USA and not in the EU (or ROW). He pointed at PayPal as an example. I think I understand where his question is coming from and at first glance would agree to the gut feel expressed with this question that the conditions in the EU for innovation especially in payments are less favourable. But once you start thinking about it various inroads are possible:
(3 min. read) Yesterdays post dealt with MintChip, the new Canadian digital currency based on a secure element on a chip to make payments. The novelty of this scheme is [...]
(4 min. read) FinExtra today covers the introduction of the MintChip in Canada: “Royal Canadian Mint demos digital currency.” Questions arise: why are we talking currency here? what is “digital [...]
(2 min. read) The inevitable finally happened: the deadline for SEPA for Euro countries to introduce SEPA Credit Transfers and SEPA Direct Debit will be postponed with 6 months. You [...]
My bitcoin wallet address Earlier this year I bought a fraction of a bitcoin. Getting a bitcoin wallet app (Blockchain) was easy enough. Getting it loaded with bitcoin [...]
A condensed version of a blog post here at RPD is published yesterday by PaymentEye.com: "Half-baked interoperability is not enough; next steps needed for SEPA CSM interoperability.". You can download [...]
For those who are not initiated in SEPA or in CSM interoperability lets first dissect the title of this post. You can find a short synopsis here on: What is [...]
With the end-date of local payment formats in February 2014 looming around the corner I have started to evaluate the SEPA endeavour. The first part was published at April 3 [...]
The relevance, let alone the power of standardization is only understood by a limited degree - if at all - by most companies. Even companies that are totally dependent on [...]
Yesterday, I attended a conference of EACHA, the European Association of Automatic Clearing Houses (in SEPA parlance CSM’s: Clearing and Settlement Mechanisms) in Berlin. This is a group of payments [...]
With February 2014 looming around the corner and many companies scrambling to get their act together to implement SEPA in time it might be regarded as to early to start [...]
[Translation of original post] In the course of time Chris Skinner has worked his way up to become the uber-blogger of the European payments world. Also today an interesting article: [...]
Finextra: Commission drops anti-trust probe into European Payments Council. The EC has stopped its investigation into possible cartel practices by banks cooperating in the EPC. Apparently there is not enough [...]