3 01, 2015

A new year; a new cycle!

2016-11-16T10:46:31+00:00January 3rd, 2015|Categories: Collaborability, Photos, Standardisation|Tags: , |

Calendars are amongst mankind's most important standardizations. Taken totally for granted by most it allows us to place events on a commonly used and harmonized timeline. As a mechanism of collaboration [...]

19 11, 2014

Snapcash: P2P payments with Snapchat app

2016-11-16T10:46:31+00:00November 19th, 2014|Categories: Balance Group vs Individual, Electronic Wallet, Next Payments, Payments, SEPA, Updated posts|Tags: , , , , , , , , , |

Snapchat and Square recently announced “Snapcash”. This service enables to exchange money directly between two persons (so called P2P: person to person) right from the Snapchat app prompt line. At [...]

14 02, 2014

Ripple: The “Ultimate Wallet” at todays standards

2016-11-16T10:46:39+00:00February 14th, 2014|Categories: Electronic Wallet, Next Payments, Payments, Standardisation, Updated posts|Tags: , , , , , , , , , , , , |

(Utopia Wallet Part III) (3 minutes reading time) In part II of this miniseries on Electronic Wallets I promised to have a look at the contours of the Ultimate “Electronic [...]

30 01, 2014

“Why was PayPal not invented in the EU?”

2016-11-16T10:46:40+00:00January 30th, 2014|Categories: Business Development, Electronic Wallet, Next Payments, Payments, Question of the day|Tags: , , , , , , , , , , , , |

A long time friend who had just returned from a business trip to the USA to discuss various business development opportunities on two sides of the big point. He was wondering why certain types of innovation are typically initiated in the USA and not in the EU (or ROW). He pointed at PayPal as an example. I think I understand where his question is coming from and at first glance would agree to the gut feel expressed with this question that the conditions in the EU for innovation especially in payments are less favourable. But once you start thinking about it various inroads are possible:

8 07, 2013

Interoperability is to tools as what collaborability is to humans (sort of)

2015-02-04T08:39:40+00:00July 8th, 2013|Categories: Collaborability, Collaboration Mechanisms, Language, Marketplaces, Payments, Standardisation|Tags: , , , , , , , |

Wikipedia: “Interoperability is the ability of diverse systems and organizations to work together (inter-operate). While the term was initially defined for information technology or systems engineering services to allow for [...]

31 05, 2013

Half-Baked SEPA CSM interoperability: next steps needed

2016-11-16T10:46:44+00:00May 31st, 2013|Categories: Opinion, Payments, Popular, SEPA, Standardisation|Tags: , , , , , , , , , , , |

For those who are not initiated in SEPA or in CSM interoperability lets first dissect the title of this post. You can find a short synopsis here on: What is [...]

24 04, 2013

For most companies using “standardization” as a business strategy does not come natural

2016-11-16T10:46:48+00:00April 24th, 2013|Categories: Collaboration Mechanisms, Marketplaces, Micro Collaboration, Opinion, Payments, Standardisation, Strategy|Tags: , , , , , , , , |

The relevance, let alone the power of standardization is only understood by a limited degree - if at all - by most companies. Even companies that are totally dependent on [...]

19 04, 2013

Will the SEPA payments network become a distributed network ever?

2016-11-16T10:46:49+00:00April 19th, 2013|Categories: Below the surface, Opinion, Payments, SEPA, Standardisation, Trends|Tags: , , , , , , , , , |

Yesterday, I attended a conference of EACHA, the European Association of Automatic Clearing Houses (in SEPA parlance CSM’s: Clearing and Settlement Mechanisms) in Berlin. This is a group of payments [...]

4 04, 2013

SEPA: a Missed Opportunity for True Payments Standardisation

2016-11-16T10:46:50+00:00April 4th, 2013|Categories: Against the tide, Below the surface, Collaboration Mechanisms, Payments, SEPA|Tags: , , , , , , , |

With February 2014 looming around the corner and many companies scrambling to get their act together to implement SEPA in time it might be regarded as to early to start [...]

3 04, 2013

Two Seemingly Unrelated Articles at Flipboard

2016-11-16T10:46:50+00:00April 3rd, 2013|Categories: Collaboration Mechanisms, Micro Collaboration, Trends|Tags: , , , , , , , , |

In a matter of 2 minutes I was presented two seemingly unrelated articles on Flipboard Technology section yesterday. Rather small news items as we have seen them before, so nothing [...]