4 standpoints to interpret developments in payments
Triggered by a short flurry of mails and tweets going back and forth in reaction to my blog “Uber and the future of banks” some time ago I started to [...]
Triggered by a short flurry of mails and tweets going back and forth in reaction to my blog “Uber and the future of banks” some time ago I started to [...]
From "add on" to being the platform. Via Finextra paypal's CEO Schulman: "Our vision for PayPal is to be the world's leading open digital payments platform. What that means is [...]
As (value chain) models are simplistic representations of reality chances are not enough understanding is passed on. But misconceptions can be pretty harmful. Example: 4 corner model: banks created blind spot for changes in the value chains of their customers.
A value chain model does not show the real dynamics and tensions in the chain! The trick is to contemplate about the value chain from the functions and roles that are to be taken care off.
The removal of the middle man function in an exchange based on the bitcoin protocol does not automatically lead to the disappearance of the companies (and their interests) performing these today. The middle man function will slowly but surely erode with the advent of the bitcoin protocol, the middle man of today (parties) will be the gate(way)keepers of tomorrow.
The starting point of my inquiry into collaborability is mega trends are influencing the way we collaborate big time. It will also influence the way our economy is structured; hence [...]
The relevance, let alone the power of standardization is only understood by a limited degree - if at all - by most companies. Even companies that are totally dependent on [...]
To describe the type of market(s) a company is operating in it is very common to use the B2B or B2C distinction. But is this distinction the right one to [...]