XS2A Archives » Leika Consult

21 02, 2015

Uber and the future of Banks
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Uber and the future of Banks

Evolution, Opinion, Society, Technology, Updated posts

Uber and the future of Banks

jwmars2016-11-16T10:46:30+00:00February 21st, 2015|Categories: Evolution, Opinion, Society, Technology, Updated posts|Tags: API, Uber, XS2A|

Every month ABNAmro organizes “Startup Friday” meetings. I have been attending several of these meet-ups lately. Two months ago it was about “Behavioral Biometrics” which led me to write a [...]

Snapcash: P2P payments with Snapchat app

jwmars2016-11-16T10:46:31+00:00November 19th, 2014|Categories: Balance Group vs Individual, Electronic Wallet, Next Payments, Payments, SEPA, Updated posts|Tags: Collaboration Mechanism, Digital Money, Facebook, Group vs Individual, Mintchip, P2P, PAAS, SnapCash, Standardization, XS2A|

Snapchat and Square recently announced “Snapcash”. This service enables to exchange money directly between two persons (so called P2P: person to person) right from the Snapchat app prompt line. At [...]

PSD2 Payment Account Access Services: SEPA interoperability revisited?

jwmars2016-11-16T10:46:32+00:00September 16th, 2014|Categories: Next Payments, Payments, Standardisation|Tags: Authentication, Collaboration Mechanism, Interoperability, PAAS, Payment Account Access Services, Payment Chain, PSD2, Standardization, XS2A|

Reading up on the latest developments in PAAS I experienced a very strong deja-vu feeling: the banks are not in a position, nor do they want to be apparently, to create a common interoperable standard together while true interoperability is critical to the success of PAAS. I have seen this happening all before with SEPA CSM interoperability (see Half-baked CSM interoperability, SEPA: a Missed Opportunity for True Payments Standardisation). Will history repeat it self again?